Loan Programs
Tailored mortgage options designed to fit your unique home buying needs
Ideal for eligible buyers seeking lower down payment options and flexible qualification guidelines
Jumbo Loans
Designed for buyers purchasing a primary or secondary home with flexible financing options
Purchase Loans
Designed for financing higher-priced properties that exceed conventional loan limits
Non-QM Loans
Flexible loan options for borrowers with unique income or credit situations
Refinance Loans
Refinancing may help adjust your loan terms, interest rate, or access available home equity
Home Equity Loans
Allows homeowners to borrow against their property’s equity with a fixed loan structure
HELOCs
A home equity line of credit provides flexible access to funds based on available equity
Commercial Loans
Financing solutions for commercial and mixed-use properties tailored to business needs
First-Time Homebuyer Programs
Special programs designed to support first-time buyers with accessible home financing options
Guidance You Can Rely On
Choosing the right loan program begins with understanding your goals - not just reviewing rates or guidelines. I take a consultative approach to help you evaluate available financing options and determine how they align with your financial situation.
As a licensed Mortgage Loan Originator, I guide borrowers through eligibility considerations, documentation requirements, and each stage of the loan process. Whether you're purchasing, refinancing, or exploring specialized loan programs, my goal is to provide clarity, answer your questions, and help you move forward with confidence.
FHA & VA Loans
office
818-692-4205
© 2026. All rights reserved.
Mortgage services provided by Chen Talker a licensed Mortgage Loan Originator | NMLS #2796404 | Equal Housing Lender | Loan programs, rates, and terms are subject to change and approval based on creditworthiness and other factors.


16400 Ventura Blvd, Suite 311, Encino, CA, 91436
contact
3100 West Ray Rd Ste 201 Office #209, Chandler, AZ 85226
NMLS #: 1660690
Chen Talker
NMLS # 2796404


